Bowling Green, KY Car Accident Lawyer

We’ll Handle the Insurance Company While You Get Well

After you have suffered injuries in a car accident at the hands of a negligent driver, there are likely many different concerns on your mind. You may be wondering how you can hold the other driver responsible and receive the compensation you deserve to cover your expenses.

At the Law Office of Pamela C. Bratcher, our Bowling Green car accident lawyer has over 30 years of legal experience and is backed by a dedicated team that is here to provide you with the quality representation you need during this difficult time.

Common Injuries From Car Accidents

There are many different causes of car accidents, such as distracted drivers, drivers who are under the influence of drugs or alcohol, poor weather or road conditions, and even defective car parts.

Depending on the cause of the accident and the speed the driver was going, the injuries sustained can range from minor scratches and bruises to catastrophic injuries. It is important that you seek medical attention right away, whether or not you believe that your injuries are serious. It also helps to know what to do after a car accident, since reporting the crash and documenting every treatment can shape your claim from the first day.

In many cases, car accident injuries do not fully present themselves for a few days or weeks after the incident, and your claim needs to document all injuries with a Bowling Green car accident lawyer.

The types of injuries which can be sustained in a car accident include the following:

• Broken bones
• Amputation
• Head injury
• Neck injury
• Back injury
• Brain injury
• Spinal cord injury

Is KY a No-Fault State For Car Accidents?

The state of Kentucky is one of several that utilizes a “No-Fault” system for auto accidents. What this essentially means is that if you are in an accident between Kentucky borders, you are covered for medical expenses.

If you are a resident of the state and involved in the accident, you are entitled to No-Fault benefits no matter who is actually at fault. All of these benefits are known as Protected Injury Protection. Keep in mind, that these benefits will not be attainable if the accident was work-related, or if you have rejected Protected Injury Protection in the past. If your injuries are serious enough to meet Kentucky’s thresholds, you can step outside the no-fault system and pursue the at-fault driver directly, which makes car accident liability in Kentucky the central issue in your case.

Can You Sue an Uninsured Driver in Kentucky?

In Kentucky, you can file a lawsuit against an uninsured driver if an attorney determines the driver can pay. However, using an uninsured driver is not always the best action. If the driver can’t afford insurance, they don’t have enough money to compensate you if you win the lawsuit.

Frequently Asked Questions

Does it matter who owns the car you were driving when determining fault in a Bowling Green accident?

Not for determining who was at fault in causing the crash, since fault is based on driver conduct, not vehicle ownership. However, ownership can matter for insurance coverage purposes, since the vehicle owner’s policy is often the first source of coverage regardless of who was driving.

Can you still pursue a claim if the accident happened on private property, like a parking lot?

Yes. Kentucky’s car accident and negligence laws generally apply regardless of whether the crash happened on a public road or private property, such as a parking lot or private driveway, though the specific facts of where the accident occurred can still be relevant to how it’s investigated.

Does a car accident claim change if the at-fault driver was using a rideshare app at the time?

It can add complexity, since rideshare companies typically carry additional insurance coverage that applies while a driver is logged into the app, which may provide a different or larger source of compensation than the driver’s personal policy alone.

Contact Our Bowling Green Car Accident Lawyer Today

We understand how stressful and emotionally difficult it is to suffer injuries as a result of a car accident, only to then have to file a complex and time-consuming personal injury suit. However, you do not have to go through it alone – we are here to help.

You can rely on our Bowling Green car accident attorney and legal team to get you through the process and offer you support and guidance. Our lawyer is highly experienced in representing injury victims and we truly dedicate ourselves to each one of our clients.